Guardexia is a regulatory compliance platform purpose-built for FCA-authorised payment institutions and electronic money institutions operating under CASS 15 and PS25/12.

The platform automates daily safeguarding reconciliation, prudential capital adequacy monitoring, wind-down plan trigger tracking and SMF attestation — replacing manual spreadsheet processes with an immutable, audit-ready compliance infrastructure.

Built by a former EMI Head of Finance with direct experience of FCA safeguarding compliance at Wirex and The Access Group Payments. ACA qualified, ICAEW 2018.

PS25/12 supplementary regime goes live 7 May 2026. Guardexia is operational in days. First month free.

Guardexia

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