David Williams

David Williams is a seasoned professional in liquidity product management and financial consultancy, currently serving as Managing Director and Head of Liquidity Product Management at HSBC Innovation Banking since March 2023. With extensive experience as the Founder of XPD Capital since January 2016, David offers a range of advisory services encompassing commercialisation, performance management, and asset-liability management. Additional roles include Advisor at Guidepoint, Partner at OutSystems, and Consultant at Moneta Development and Silicon Valley Bank. David's previous experience spans various positions at Lloyds Banking Group, HSBC, and Low-Coder, highlighting a strong track record in innovation, product governance, and risk management. An alumnus of Lancaster University with a degree in Mathematics, David also holds certifications in International Cash Management and has completed a Leadership in Management Programme.