Harmoney (ASX:HMY) is Australasia’s largest 100% consumer-direct online lender. Since 2014 we’ve helped over 70,000 people in Australia and New Zealand get things started – whether it’s a kitchen renovation, buying a car, starting a business or making a fresh start through simplifying and paying down debt. We’re here to help people achieve their goals through financial products and services that are friendly, fair, and easy to use. So far we’ve lent over $2b, and we’re just getting started.

In a few short years Harmoney has transformed the way people borrow money. We believe the future is all about personalised consumer choice, informed by data science and delivered through superior technology. Let’s change the traditional personal lending model to put the customer at the centre, and let’s use technology and data to make money more human.

Harmoney is listed on the Australian Stock Exchange (ASX) as HMY.

Australian website
https://www.harmoney.com.au

Recent awards include;
Canstar winner 7 years in a row
Company of the Year Finalist - NZ HiTech Awards 2020
Gold Award - RateCity 2020
Finder Awards - Finder 2019

Harmoney

This department focuses on building and maintaining the infrastructure required for data processing and analysis.

Data Engineering

This department oversees the development and lifecycle of products, ensuring alignment with market needs and organizational goals.

Product Management

The Leadership Team at Harmoney is responsible for steering the company’s strategic direction and overseeing its operations to ensure alignment with its mission of transforming personal lending. Comprising key executives from various functions—including technology, finance, product, marketing, and people operations—they collaborate to drive innovation, promote a customer-centric culture, and enhance Harmoney's position in the market as a leading online lender in Australasia. Their collective expertise enables Harmoney to leverage data and technology to create accessible financial solutions that empower consumers.

Leadership Team

This department focuses on designing, building, and testing software applications and systems.

Software Development

This department oversees the evaluation and management of credit policies and procedures to ensure financial stability.

Credit Management

The Engineering Team at Harmoney plays a crucial role in developing and maintaining the company's innovative technology platform, which powers its online lending solutions. This team is responsible for building seamless user experiences, optimizing system performance, and integrating data-driven insights to personalize financial services. By collaborating on software development, DevOps practices, and technical support, the Engineering Team ensures that Harmoney continues to offer effective, user-friendly solutions that meet the evolving needs of customers in Australia and New Zealand.

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Other teams

Product Management

Leadership Team

Software Development

Credit Management

Engineering Team