William Yao is an actuary at HCF Australia, focusing on life insurance. They earned the title of Fellow of the Institute of Actuaries of Australia (FIAA) in 2023 and hold degrees in Actuarial Studies and Commerce from UNSW. Previously, they served as a senior consultant at KPMG Australia, where they worked in actuarial and financial risk, and as a research analyst at Rice Warner. Earlier in their career, William contributed as a tutor and PASS leader, demonstrating a commitment to education and mentoring while gaining extensive experience in actuarial modeling and analysis.
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