HelloLend is the mortgage and credit specialist of the EverPower.AI Group. It finances the homes our customers buy — across mortgage origination, refinancing, and home-equity products — all underwritten with explicit recognition of what energy-independent homes are worth.

Founded in 2021 by a former Bank of America mortgage leader. Licensed in eight states. Built to support Hello Green Homes, EcoNest, and Suntria homeowners with credit products designed for the way energy-independent homes actually operate — rising utility bills replaced by a flat subscription, higher resale value, and a structural energy-cost insulation no standard loan instrument was designed to recognize.

HelloLend products
—	Energy-integrated home purchase mortgages.
—	Refinance programs that incorporate complete home energy systems.
—	Home-equity lines of credit for energy resilience upgrades.
—	Streamlined approvals coordinated with Suntria, Hello Green Homes, and EcoNest.

Why a dedicated lender matters
Standard mortgage underwriting treats utility cost as a fixed expense. For a Hello Green Homes homeowner, it is not. The Oreqa energy system substantially reduces and stabilizes that line item for twenty-five years — a material change to the homeowner’s monthly cash flow that conventional underwriting models do not see. HelloLend was built to underwrite the home that has one.

HelloLend is a wholly owned subsidiary of EverPower.AI LLC.

Visit www.everpower.ai to explore our full ecosystem of sister companies and offerings.

HelloLend

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HelloLend

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