Founded in 1994, Heritage Bank of Commerce is a premier community business bank in the heart of Silicon Valley—a bank founded by businesspeople, for businesspeople. With our expertise, we can understand the challenges you face and what you need to meet those challenges. And as fellow businesspeople, we care about your success. Over the years, our proven team of professional bankers have put our experience and commitment to work, offering premier, high-touch service and the best solutions for building long-term relationships with our clients.

Banking

Heritage Bank of Commerce

The San Mateo office focuses on banking and finance, providing a range of credit, commercial, and community services.

San Mateo

The San Jose office focuses on commercial lending, relationship management, and community relations within the banking sector.

San Jose

The Danville office likely focuses on financial services and relationship management for regional banking clients.

Danville

Walter T. Kaczmarek

Clay Jones

Debra Bettencourt Silveira

Seth Fonti

Dustin Warford

Janisha Sabnani

Debbie Reuter Crcm

Taylor Agelson

Glen Shu

Brian Kehoe

Cathy Raty

Douglas Stewart

Jeff Perkins

Tom Sa

Sachin Vaidya

This department focuses on managing relationships and developing solutions for clients in the commercial banking sector.

Commercial Banking

The Credit Management team at Heritage Bank of Commerce specializes in assessing and managing credit risk associated with commercial lending. This team collaborates closely with relationship managers to evaluate borrower qualifications, structure loan products, and ensure adherence to lending policies, all while fostering strong client relationships to support the financial success of businesses in the community. Their strategic focus on risk assessment and client engagement helps drive the bank's growth and maintain its reputation as a trusted partner in the Silicon Valley business landscape.

Credit Management

The Banking Operations team at Heritage Bank of Commerce ensures the seamless execution and management of daily banking activities, focusing on maintaining efficiency, compliance, and risk management. This team supports various financial operations, including treasury services, loan portfolio management, and internal controls, while fostering strong relationships with clients through exceptional service and expertise in navigating complex business challenges.

Banking Operations

This department focuses on managing and nurturing relationships with clients.

Client Relations

This department oversees the strategic direction and governance of the organization through its board members.

Board Governance

The Finance and Accounting team at Heritage Bank of Commerce is responsible for managing the bank's financial operations, ensuring accuracy in accounting, and overseeing budgeting and forecasting processes. They collaborate closely with other departments to provide financial insights that support strategic decision-making and risk management, while also maintaining compliance with regulatory requirements. This team plays a key role in driving the financial health of the bank and enhancing its capability to serve clients effectively.

Heritage Bank of Commerce

Org chart

Teams

Commercial Banking

Credit Management

Banking Operations

Client Relations

Board Governance

Finance and Accounting

Offices

Heritage Bank of Commerce

Org chart

Teams

Commercial Banking

Credit Management

Banking Operations

Client Relations

Board Governance

Finance and Accounting

Offices

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