✨ We make Medicare the easiest part of ICHRA.

At HMAC Advisors, we close the Medicare gap with concierge-level support that’s effortless for HR teams, brokers, and TPAs — and completely free for everyone. As former HR executives, we’ve rolled out ICHRAs, answered the tough questions, and seen firsthand how Medicare-aged employees can get left behind. We’re here to make sure they never do, because caring for your people is what we do best.

- Closing the Medicare Gap in the ICHRA World
At HMAC Advisors, we’re not just another Medicare agency, we’re former HR executives who’ve lived the challenges of employee benefits firsthand. We’ve rolled out ICHRAs, answered the tough questions, and watched too many Medicare-eligible employees get lost in the shuffle when companies switch from traditional group health coverage.

That gap? It’s real. And we’re here to close it.

We guide Medicare-eligible employees through the transition with concierge-level support, at no cost to the employer, broker, or employee. Our unique mix of Medicare expertise, benefits know-how, and genuine empathy ensures employees aren’t left navigating this complex change alone.

- Why We’re Different
✅ We’ve been in your shoes. As former HR leaders, we understand both sides of the benefits conversation.
✅ We specialize in the ICHRA gap. ICHRA offers flexibility and savings, but it wasn’t built with Medicare-aged employees in mind. We are.
✅ We keep it personal. No confusing handoffs. No generic 800 numbers. Just real humans helping employees make one of the most important coverage decisions of their lives. We act as an extension of your HR or broker team, making the Medicare piece of ICHRA smooth, stress-free, and human. Partnering with brokers, TPAs, and ICHRA administrators, we enhance your solution’s value. Delivering a complete experience for every employee, regardless of age.

You bring the ICHRA strategy.
We bring the Medicare expertise.
Together, we deliver clarity, confidence

HMAC Advisors

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HMAC Advisors

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