Hobbiate | AI Credit Automation & Orchestration
Bridging the gap between high-scale engineering and the digital lending evolution.

Hobbiate is a multinational financial technology provider specializing in AI-driven credit infrastructure for regulated lenders. We provide the "Reasoning Layer" that traditional automation misses, specifically engineered for the "messy data" reality of emerging markets.

With a leadership legacy rooted in Cisco and Perfios—where we helped scale a fintech portfolio from ₹1 cr to ₹50 cr ARR—Hobbiate brings battle-tested discipline to the Philippines, India, and the UAE.

Our Core Multinational Product Stack:

🚀 FinLens (BSA/FSA Automation)
Automating Bank and Financial Statement Analysis with high-precision fraud detection.

Impact: Cuts Turnaround Time (TAT) from 3 days to <15 minutes.

The Edge: Processes low-resolution scans and tilted photos that traditional OCR fails to read.

Compliance: 99% accuracy with full auditability for credit committees.

🤖 BharosaAI (Agentic Orchestration)
A next-generation workflow platform built on LangGraph for complex credit logic.

Governance: YAML-defined workflows providing 100% explainability for regulators.

Reasoning: Deploys "Reasoning Agents" that think like a Credit Officer, not just a data extractor.

The Hobbiate Standard:
Our engineering culture is defined by a strict multinational discipline: No Design → No Code. No Test → No Code. This ensures enterprise-grade reliability (99.9% uptime) for the most demanding banking environments in Southeast Asia.

Specialties:
Fintech, Credit Automation, Bank Statement Analysis (BSA), Financial Statement Analysis (FSA), Agentic AI, LangGraph, SaaS, Digital Lending, and Fraud Detection.

Hobbiate

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Hobbiate

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