Niamh Devitt

Niamh Devitt is a seasoned professional in risk analytics and credit strategy, currently serving as the Risk Analytics Manager at Hokodo since October 2023. Previously, as Credit Strategy Manager at Capital On Tap, Niamh developed a pricing and limit strategy for the UK lending business, managed a high-performing team, and implemented credit optimizations that enhanced profitability. Niamh's extensive experience includes roles as Product Manager and Lead Data Analyst at Vanquis Bank, where strategic pricing initiatives led to significant business growth, as well as positions at Coutts and RBS, where analytical insights informed key business decisions. Niamh holds a Master of Science in Behavioral Economics from the University of Nottingham and a Bachelor of Arts in Mathematics and Economics from Trinity College Dublin.