Horizon is a community bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. 

Banking

Horizon Bank

Horizon Bank's headquarters in Michigan City, IN, United States

Craig M. Dwight

Nancy Wrzalinski

Dennis J. Kuhn

Mark E. Secor

James D. Neff

Lynn Kerber

Amber Cable

John R. Stewart

Joseph Henrich

Todd A. Etzler

Julie Scheck Freigang

Peter L. Pairitz

Susan D. Aaron

Eric P. Blackhurst

Daniel F. Hopp

Spero W. Valavanis

Lawrence E. Burnell

Steven William Reed

James B. Dworkin

The Commercial Lending team at Horizon Bank is responsible for providing tailored financial solutions and loan services to businesses within northern and central Indiana, and southern, central, and the Great Lakes Bay regions of Michigan. This team assesses and manages commercial loan applications, structures credit facilities, and maintains strong client relationships to support business growth and community development. They ensure risk management and compliance while delivering high-quality service to meet the lending needs of their corporate clientele.

Commercial Lending

The Credit & Risk Management Team at Horizon Bank is responsible for overseeing the bank's credit policies, ensuring regulatory compliance, and assessing credit risk. They work on evaluating and analyzing credit applications for commercial and mortgage loans, managing branch and regional credit risk, and ensuring adherence to the Community Reinvestment Act. The team also conducts compliance audits, oversees anti-money laundering protocols, and supports the bank in maintaining a sound risk management framework.

Credit & Risk Management Team

This department is responsible for originating, processing, and managing mortgage loans for clients.

Mortgage Lending

This department oversees the operations and administration of various branch locations.

Branch Management

This department oversees the management and operational efficiency of various branch locations.

Branch Operations

This department oversees the management of the organization's treasury functions, including cash flow, investment, and customer service related to treasury operations.

Horizon Bank

Org chart

Board & advisors

Teams

Commercial Lending

Credit & Risk Management Team

Mortgage Lending

Branch Management

Branch Operations

Treasury Management

Offices

Horizon Bank

Org chart

Board & advisors

Teams

Commercial Lending

Credit & Risk Management Team

Mortgage Lending

Branch Management

Branch Operations

Treasury Management

Offices

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