Horizon is a community bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. 

Banking

Horizon Bank

Horizon Bank's headquarters in Michigan City, IN, United States

Craig M. Dwight

Lynn Kerber

Amber Cable

John R. Stewart

Joseph Henrich

Dennis J. Kuhn

Kathie A. Deruiter

Todd A. Etzler

James D. Neff

Mark E. Secor

Julie Scheck Freigang

Peter L. Pairitz

Susan D. Aaron

Eric P. Blackhurst

Daniel F. Hopp

Spero W. Valavanis

Lawrence E. Burnell

Steven William Reed

James B. Dworkin

The Commercial Lending team at Horizon Bank is responsible for providing tailored financial solutions and loan services to businesses within northern and central Indiana, and southern, central, and the Great Lakes Bay regions of Michigan. This team assesses and manages commercial loan applications, structures credit facilities, and maintains strong client relationships to support business growth and community development. They ensure risk management and compliance while delivering high-quality service to meet the lending needs of their corporate clientele.

Commercial Lending

The Credit & Risk Management Team at Horizon Bank is responsible for overseeing the bank's credit policies, ensuring regulatory compliance, and assessing credit risk. They work on evaluating and analyzing credit applications for commercial and mortgage loans, managing branch and regional credit risk, and ensuring adherence to the Community Reinvestment Act. The team also conducts compliance audits, oversees anti-money laundering protocols, and supports the bank in maintaining a sound risk management framework.

Credit & Risk Management Team

The Technology Team at Horizon Bank is responsible for developing, maintaining, and optimizing the bank's digital infrastructure and software systems. This includes data processing, systems analysis, automation, and software testing to ensure secure, efficient, and user-friendly banking services for clients in northern and central Indiana, as well as southern, central, and the Great Lakes Bay regions of Michigan.

Technology Team

The Operations Team at Horizon Bank ensures efficient and effective day-to-day functioning of the bank. They manage facilities, oversee deposit operations, handle mail processing, support branch activities, and contribute to strategic talent acquisition to meet the community bank’s needs across Indiana and Michigan.

Operations Team

The Treasury Management Team at Horizon Bank focuses on providing specialized financial solutions and services to optimize liquidity, manage cash flow, and mitigate financial risks for corporate and institutional clients. Key functions include cash management, payment processing, fraud prevention, and developing strategic financial plans to improve clients' financial efficiency and security.

Treasury Management Team

The Business Intelligence and Analysis Team at Horizon Bank leverages data analytics to provide actionable insights, supporting strategic decision-making and operational efficiency. This team develops and maintains BI tools, analyzes digital banking trends, assesses commercial credit performance, and ensures data-driven solutions align with the bank's goals across its service regions.

Horizon Bank

Org chart

Board & advisors

Teams

Commercial Lending

Credit & Risk Management Team

Technology Team

Operations Team

Treasury Management Team

Business Intelligence and Analysis Team

Offices

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