H&S Loss Control Inspections has provided insurance underwriting inspection reports since 1970. We work directly with insurance Underwriters. Most of our inspections are for commercial risks, such as retail stores, offices, restaurants, apartment/condo complexes, and others. Standard procedure is to inspect the property, take 20-35 photos, identify hazards, and interview the Insured in order to complete the report.
Inspection Report: H&S uses the web-based Loss Control 360 system. We pay a flat fee per report. Depending on the Customer and type of report, our fees per report are competitive.
Loss Control Specifics: The Loss Control inspection is a walkthrough of the property to make observations and identify hazards (supported with photos). It includes a brief interview with the Insured for operations information and the ages of the building systems. Exterior building measurements are taken with a measuring wheel.
We are not testing anything, and we are not climbing into crawl spaces, climbing up ladders, or going in attics. We are taking representative photos. For example, we only need one photo of a tagged fire extinguisher.
Despite the challenges presented by events in 2020, H&S has been doing very well and serving our Customers with excellent reports and time service. We continue to succeed in 2021!

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