Annie Cai is currently the Associated Director and Delivery Lead in Commercial Banking at HSBC, where they drive digital decisioning for commercial lending. Prior to this role, Annie served as a Senior Risk Programme Manager for the Asia Portfolio, overseeing IRB capital model implementation. Between 2010 and 2014, they gained expertise as a Business Analyst in HSBC's Private Bank, focusing on system testing and process enhancement. Annie's career also includes significant experience in retail lending transformation and marketing in both Australia and the UK. They hold a Bachelor’s degree in Banking and Finance from the Queensland University of Technology.
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