Anuja Ninan is a Decision Science and Credit Risk professional with over four years of experience in the banking and IT sectors. Currently serving as Manager of Decision Systems at HSBC since 2025, Anuja previously held roles including Senior Analyst and Analyst in Decision Science, where significant cloud-based credit decision systems were developed, yielding operational efficiency improvements and substantial cost savings. Earlier experience includes enhancing cross-border monitoring systems at Tata Consultancy Services and delivering technical solutions at Vaidik Eduservices Private Limited. Anuja earned a Bachelor of Technology in Computer Science from Bhilai Institute of Technology.
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