Balaram Bhat

Balaram Bhat is a finance and actuarial professional with significant experience in enterprise risk management, asset-liability management, and economic capital. They have held positions such as Group Manager at WNS and Assistant Vice President at Kotak Life, where they focused on business planning and risk reporting. Balaram has also served as Vice President in Life Actuarial at HSBC. They hold both a Master of Science and a Bachelor's in Engineering, further underlining their expertise in the field.