Balraj Goyal is an experienced banking professional with a robust background in corporate banking, credit risk management, and auditing. Balraj served as Vice President and Section Leader at YES BANK from October 2020 to March 2023, focusing on acquiring new corporate clients and conducting credit due diligence. Prior experience includes roles as an Assistant Manager at IDBI Bank, where Balraj was involved in internal audits and anti-money laundering efforts, and as a Relationship Manager at HDFC Bank, handling asset business development and MSME relationships. Additional positions held include Credit Risk Manager at Punjab National Bank and International Relationship Manager at HSBC, which commenced in March 2023. Balraj holds a B.Com (Honours) with first division from Ram Lal Anand College, is a qualified Chartered Accountant, and possesses a PGDBA in Finance from Symbiosis Institute of Management Studies.
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