Callum Brown

Callum Brown is an accomplished professional with extensive experience in credit risk management across multiple prominent financial institutions. Starting as a Credit Risk Manager at Banco Santander, Callum led a team in producing Credit Risk Stress Testing results for Santander UK's Mortgage portfolio. Subsequently, at Lloyds Banking Group, Callum progressed through various roles, including Senior Manager for Unsecured Impairment & Capital and Senior Credit Risk Analyst, focusing on capital and impairment forecasting for unsecured products. Callum further enhanced expertise at HSBC, serving as Senior Manager in Group Stress Testing and currently as Senior Functional Head of Internal Model Review, overseeing critical areas such as Retail IRB and Credit Decision Models. Callum holds a BA (Hons) in Economics, graduating with First Class honors from the University of the West of England.