Carl Rae

Carl Rae is an operational risk management practitioner with 25 years of experience in accounting, audit, and internal controls, specializing in operational and compliance risk governance within national and multinational PLCs. They have held positions such as Finance Manager and Director of Operational Risk & Control at American Express, and Chief Control Officer at HSBC, where they oversaw risk management and implemented various regulatory programs. Carl's education includes an FCCA in Audit and Accountancy from the Association of Chartered Certified Accountants and a degree in Building Surveying from the University of Brighton.