Charmaine Lim is currently the Head of Underwriting Services for Retail Banking Wealth Management at HSBC, where they lead credit assessment and risk management initiatives. With over 10 years of experience, they previously held senior roles at Standard Chartered Bank and Alliance Bank Malaysia Berhad, focusing on credit approval processes and operational risk. Charmaine earned an Advanced Diploma in Business Studies from Tunku Abdul Rahman University College and a Bachelor of Commerce from Liverpool John Moores University, both with distinguished achievements.
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