Fernando A. Haddad, CFA, is the Head of ALM and Capital Management at HSBC. They previously served as a Treasury-ALM Senior Analyst at XP Inc. from 2020 to 2023, focusing on money market operations and debt issuance. Haddad also gained experience as a Liquidity Risk Analyst at Itaú BBA from 2018 to 2020 and as a Credit Risk Analyst at Itaú Unibanco from 2016 to 2017. Their career began with a summer internship at General Motors in 2015.
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