Irwin Irudayaraj

Irwin Irudayaraj is a seasoned risk management professional with 16 years of experience in underwriting, operations, product strategy, credit policy, and audit, particularly in credit cards and personal loans. They began their career as a Credit Manager at GE Money before advancing to Vice President roles in underwriting and credit and risk policy at HSBC from 2014 to 2022. Currently serving as Senior Vice President for Credit Policy, Irwin leads risk management initiatives and strategy formulation for unsecured portfolios. Irwin holds a Bachelor's Degree in Physics from St. Joseph's College, Tiruchirapalli, and a Post Graduate Diploma in Business Administration from Loyola Institute of Business Administration.