Joe Dowling is an experienced professional in digital business banking and transformation, currently serving as Head of Digital Business Banking and Digital Transformation Lead at HSBC since November 2016. Previously, Joe held the position of Senior Manager at Accenture UK from January 2010 to December 2016, and was involved in significant roles at Lloyds Banking Group, including Operational Delivery Lead for a £200m FATCA transformation programme and Programme Manager for the Verde Programme. Joe's career began at Zurich Financial Services as a Senior Project Manager from September 2004 to January 2011. Joe holds a Bachelor of Business Administration in Management from Lancaster University, obtained in 2004.
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