José Carvalho

Jose Carvalho currently serves as the Head of Wealth and Personal Banking at HSBC UK, a role assumed in January 2023. Prior to this position, Jose held various leadership roles at Barclays UK, including Head of Consumer Products and Managing Director for Barclaycard and BarclayLoans. Additional experience includes being an Angel Investor at AngelList and Crowdcube Limited, where partnerships with fintech startups were developed. Jose's career also includes significant tenures at American Express, where roles included Executive Vice President & General Manager for International Commercial Services and Senior Vice President for Commercial Payments in Europe. Education credentials include an MBA from Northwestern University - Kellogg School of Management and a BSc Hons in Civil Engineering from USP - Universidade de São Paulo.