Karina Pretto has an extensive background in statistics and risk management, having worked with notable institutions such as HSBC, Citibank, and Itau Unibanco. From 2003 to 2004, they served as a Statistician Research at Instituto de Pesquisas Tecnológicas de São Paulo, and they continued to develop their expertise in credit risk at Itau Unibanco from 2008 to 2009. Karina held various positions at HSBC, including Sr Model Risk Manager since 2021, and was previously Vice President of the CONRE-3 Conselho Regional de Estatística from 2011 to 2013. They earned a Master in Statistics from USP - Universidade de São Paulo and a PhD from FGV EAESP, along with a certificate in Executive Management from the University of La Verne.
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