Ratan Kumar is a seasoned finance executive with over 20 years of global experience in cost optimization and performance management, currently serving as VP of Cost & Performance at HSBC. Ratan has successfully driven operational efficiency and spearheaded cross-functional initiatives that resulted in multimillion-dollar savings. With a background in technology and finance, Ratan has lived and worked in diverse markets, including the US, UK, Germany, and Malaysia, which has enhanced their capability to lead international teams and adapt to varying regulations. Ratan holds an MBA from the Berlin School of Economics and Law and a degree in Chemical Engineering from the National Institute of Technology Rourkela.
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