Sathya Ram is a seasoned professional with 25 years of experience in Payments and Cards, specializing in product design and development, investment and financial management, operations and risk management, and product proposition development. They launched an innovation lab in Singapore to address corporate banking use cases through new technologies. Sathya's comprehensive career includes leadership roles at American Express, Wachovia, and HSBC, where they served as Head of Commercial Cards for Asia Pacific and Managing Director of Core Payments. Sathya holds an MBA in Finance from Bharathidasan University and a Certificate in International Cash Management from the Association of Corporate Treasurers.
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