Smita Saha, FRM, is an associate director at HSBC, specializing in wholesale credit and lending. With over 10 years of experience in credit risk and transformation, Saha previously worked at Credit Suisse as a business analyst focused on APAC credit risk transformation. They have also held various roles at IFB Industries Ltd., Jindal Steel & Power Ltd., and Steel Authority of India Limited. Saha earned a PGDM in Finance from the Institute of Management Technology, Ghaziabad, and a Bachelor of Technology in Electrical Engineering from the National Institute of Technology Durgapur.
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