Stephen To is a seasoned banking executive with over 20 years of cross-functional expertise in areas such as digital banking, business transformation, and risk governance. They held various roles at HSBC, including International Banking Manager and Vice President of the International Banking Centre, and they served as Deputy Chief Operating Officer at Hang Seng Bank. Currently, Stephen serves as the Head of Digital Lending for Global Wholesale Credit and Lending at HSBC, focusing on innovative lending platforms.
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