Subhamay Paul has over 10 years of experience in the commercial lending domain, focusing on credit research, underwriting, covenant monitoring, financial modeling, and credit risk, including two years of international experience. They held various positions at Moody's Analytics Knowledge Services from 2019 to 2022, culminating in the role of Delivery Lead. Prior to that, Subhamay was a Process Associate at the Royal Bank of Scotland Business in 2014-2015, managing liquid investment products and conducting end-to-end analysis of liquidity management services. Currently, Subhamay serves as the AVP of Wholesale Credit Risk Management at HSBC. They earned a P.G.D.M in Finance from I.T.S Ghaziabad and a BBA in Finance from West Bengal University of Technology.
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