Sushma S

Sushma S is an analytics professional with 17 years of experience in Credit Risk Analytics, currently serving as the Assistant Director of Credit Risk Modeling, Monitoring, Governance & Controls at HSBC. They have developed and monitored IFRS9 models, Basel models, acquisition and behavior scorecards, and recovery models for collections, utilizing various analytical tools including SAS and FICO Model Builder. Sushma held several key positions at 1st Financial Bank USA, advancing from Analyst to Senior Analyst and Assistant Manager in Credit Risk and Information Management. They have also worked in significant roles at HSBC, including Lead AVP for Basel Modeling and Monitoring, demonstrating expertise in strategy development and statistical analysis to inform business decisions across all aspects of credit risk. Sushma holds a BSc in Mathematics, Statistics, and Computer Science, as well as a Master of Science in Statistics, both from Bangalore University.