Vinit Ratna is a consumer credit risk leader with expertise in data-driven policy design and analytics. They began their career as a Software Engineer at HirePro and later held various positions, including Business Manager at Capital One and AVP roles at Barclays and HSBC, where they led risk strategy teams and contributed to global credit policy initiatives. Vinit served as Vice President at Wells Fargo, overseeing consumer card acquisitions, and continues to work as Vice President at HSBC. They hold a B.Tech degree from the Indian Institute of Technology, Kanpur.
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