Willie Fernandes is a seasoned professional with over 16 years of experience in Retail Risk, currently serving as Senior Vice President at HSBC India, where the focus is on managing the product P&L and enhancing customer experience through digitalization and expanded distribution networks for the Unsecured Loans business. Previously, Willie held the position of Vice President in Account Risk Management, Retail Banking and Wealth Management Risk within HSBC India. Willie also served as AVP Consumer Credit Risk at HSBC Private Bank. Educational qualifications include a Diploma in Foreign Trade from the Indian Merchants Chamber, a Bachelor's degree in Science from Mithibai College of Arts Chauhan Institute of Science and A.J. College of Commerce and Economics, and an SSC from St Thomas High School.
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