Hybrid Funder is a direct business funding provider specializing in merchant cash advances (MCA), working capital solutions, and small business financing for companies across the United States. We deliver fast, flexible capital to businesses that need immediate funding, offering approvals in hours and funding in as little as 24–48 hours.

We provide funding from $25,000 up to $5,000,000, supporting a wide range of industries including construction, trucking, restaurants, retail, medical, and service-based businesses. Our underwriting focuses on real-time revenue performance, allowing us to fund deals that traditional banks and lenders decline.

Hybrid Funder is known for its ability to structure high-risk business funding, including merchant cash advances, stacked positions, and 2nd position deals. We work with businesses that may have prior defaults, lower credit profiles, or complex financial situations, as long as consistent cash flow is demonstrated.

Our streamlined funding process is designed for speed and efficiency. We require minimal documentation, including recent business bank statements and secure bank verification, enabling faster approvals and reliable funding decisions. We offer flexible repayment options with daily or weekly payments and terms up to 120 days.

In addition to funding businesses directly, Hybrid Funder is a trusted ISO funding partner, working with independent sales organizations, brokers, and referral partners nationwide. Our ISO program offers fast deal reviews, strong approvals, and the ability to fund deals that other lenders cannot, helping partners maximize deal flow and commissions.

Whether you are a business owner seeking working capital or an ISO looking for a reliable direct lender, Hybrid Funder provides the speed, flexibility, and execution needed to get deals funded.

HYBRID FUNDER

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