Markus Westphalen is the Leiter Rating Services at IBM, leading a team of approximately 15 professionals to provide banking, fund, and insurance services related to rating methods and credit risk parameters. Previously, Markus served as Abteilungsleiter Rating Services at Erste Financial Services GmbH, managing over 20 staff members, and held leadership roles at Portigon AG and WestLB, guiding teams in validating and developing rating systems. Markus completed a doctorate in natural sciences from Universität Duisburg-Essen and earned a diploma in mathematics from Gerhard-Mercator-Universität Duisburg.
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