ICHRAx is a health insurance technology infrastructure company focused on simplifying and standardizing enrollment and billing for ACA-compliant individual health plans sold off-exchange.

Today, enrollment in coverage for Individual Coverage Health Reimbursement Arrangements (ICHRAs) is often managed through a fragmented set of carrier-specific processes, portals, and file formats. This fragmentation creates operational complexity for both health plans and ICHRA platform administrators, limiting scalability and increasing the risk of errors.

ICHRAx is building a shared infrastructure layer designed to address these challenges. The company provides a standardized interface through which ICHRA platforms can submit enrollment and billing data to multiple carriers, while enabling carriers to receive and process this information in a consistent format.

In addition to its core infrastructure, ICHRAx is working with participating organizations to help define and evolve common standards for enrollment and billing operating norms in the off-exchange market. By bringing together stakeholders across health plans and ICHRA platforms, the company aims to support a more consistent and scalable operating model over time.

ICHRAx

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ICHRAx

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