Vinod Kumar

Vinod Kumar is a seasoned professional with extensive experience in the financial sector, currently serving as a Manager (Credit) at IFCI since September 2014. Prior to this, Vinod held the position of Branch Manager at State Bank of India from July 2007 to September 2014, overseeing a team of 12 and managing over 800 agricultural loan accounts, 150 housing loans, 300 personal loans, and more than 20 SME accounts. Vinod's earlier role as a Relationship Manager for SMEs involved credit risk appraisal and the preparation of detailed appraisal notes aligned with corporate credit policies. Additionally, Vinod's career began as a Project Manager at ICICI Direct. Educational qualifications include an MBA in finance from SMU, a Diploma in Management Development Programme from the Indian Institute of Management, Lucknow, and a Bachelor of Arts in History from Patna University.