InCol Intelligence is a supervisory loan-level analytics platform for mortgage and SME portfolios. We consolidate proprietary loan data with third-party and public datasets to provide credit, climate and collateral risk insight from existing reported data.

We help teams standardise and validate loan-level data, enrich it for analysis, and turn it into workflow-ready outputs across dashboards, automated reporting and AI-driven interrogation.

Typical use cases include:
• portfolio and collateral insight for risk and credit teams
• climate and ESG analytics from loan-level data
• investor, treasury and structured finance reporting support
• faster, more consistent responses to stakeholder questions

Riva AI, our proprietary AI application, adds a practical layer on top of validated data, enabling real-time portfolio interrogation and decision support.

If you would like to see the platform in practice, visit our website or book a demo.

InCol Intelligence

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