Richard Rivera

Richard Rivera is a versatile financial professional with extensive experience in retirement services and insurance products. Currently serving as a Financial Advisor at Appreciation Financial since April 2019, Richard specializes in assisting teachers and public employees nationwide. Additionally, Richard is an Entrepreneur with inCruises® since April 2020, helping people travel globally while building their own businesses. Richard also holds roles as a Financial Services Representative with both National Life Group and Great American Insurance Group, focusing on Indexed Universal Life, Fixed Indexed Annuities, Roth IRAs, and retirement services. Since July 2011, Richard has been a Health Insurance Agent with UnitedHealth Group, marketing and selling health insurance and Medicare. Previously, Richard was an Inside Sales Representative at Aon from October 2014 to January 2019. Richard holds Associate of Arts degrees in Arts & Business from Villanova University and in English & Business from Seminole State College of Florida.