IncumbentFI’s SaaS debit gateway seamlessly operates with your financial institution's existing debit card processor, core banking provider and mobile banking platform, to empower your existing debit card portfolio with dynamic multi-account funding capabilities.  Empower your customers by modernizing your institution's existing products, while increasing revenues.

Our solutions include: 
• HELOC Link - Enable existing debit cardholders with the flexibility to increase their purchasing power by seamlessly linking their HELOC as an additional funding source to their primary debit card. 
• ComplyFI - Enhance customer satisfaction and compliance with proactive, real-time overdraft and NSF notifications.
• Local Rewards - Encourage your customers/members to shop local, driving spend to your commercial customers and growing merchant relationships
• GenU - Empower the next generation of consumers.
• Digital Assets - Enable customers to link to their digital assets as an additional funding source for purchases on your institution's existing debit card.

IncumbentFI’s SaaS gateway is currently live with debit card holders at Bangor Savings Bank, a $7 billion institution. In 2023, IncumbentFI was selected to join Mastercard's award-winning Emerging Fintech Start Path program, further validating our industry leadership and innovation. 

Innovation.  Not Disruption.

IncumbentFI

Org chart

Teams

Offices