Ram Kumar is a Senior Software Engineer at INDmoney since July 2025, with prior experience as a Software Engineer at KreditBee from January 2022 to June 2025, where responsibilities included leading the development and maintenance of backend systems for the VKYC workflow. Ram successfully designed and implemented key features such as a priority queue system, a selfie re-upload functionality, and enhanced VKYC dashboards. Educational qualifications include a Bachelor of Technology in Computer Science from the International Institute of Information Technology, Bhubaneswar, completed in June 2022, and earlier education at Sainik School Bhubaneswar from April 2010 to April 2017.
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