David Carmalt

David Carmalt is a seasoned professional with over two decades of experience in capital markets and a strong emphasis on integrating technology with financial expertise. Currently, they serve as the Managing Director and Head of Investment Grade Financing at ING and are a co-founder of SOLVER-AI, a company dedicated to enhancing decision-making through AI-driven systems. David has previously held leadership roles at Lloyds Banking Group and Sand Technologies, showcasing a robust background in debt capital markets and client management. As a board member for Royal Trinity Hospice and a participant in various financial committees, David demonstrates a commitment to governance and sustainable finance. Educated at the University of Oxford, David holds a BA (MA Hons) in Biological Sciences.