Denise Carlos is currently a Change Expert at ING's COO Global Chief Data Office, where they oversee the planning and delivery of major regulatory change initiatives to enhance the bank's compliance with BCBS 239. Previously, Denise held various roles at DXC Technology, Hewlett Packard Enterprise, and Teradata, focusing on service level management, customer journey enhancement, and ETL development. Denise began their career as a Software Engineer Intern at Stratpoint Technologies, Inc., and earned a Bachelor of Science degree from the University of the Philippines Diliman in 2009.
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