Johan Sanders is an experienced Product Owner with a strong background in risk management and credit assessment. At ING, they held multiple roles, including Credit Risk Analyst and Interim Product Owner, where they contributed to customer journey enhancements and financial spreading. Previously, Johan served as a Risk Trainee, assisting in bank-wide stress test methodology development and managing daily risk exposure for emerging markets. They also held leadership positions in academic settings, such as Chair of a study association and Student Assistant in statistics. Johan holds a Master of Science in Actuarial Science and a Bachelor's degree in Econometrics from the University of Groningen.
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