Ruben Panizo

Ruben Panizo is a seasoned professional with extensive experience in product ownership and business analysis, currently serving as a Product Owner for Payments & Daily Banking at ING since September 2017. Prior roles include Product Owner focusing on Payments and PSD2 readiness, as well as Senior Business Analyst at ING Direct's Model Bank, where responsibilities included integrating operations across several countries. Previous positions at ISBAN involved leadership in multichannel projects and the design of a corporate platform in Mexico for Santander Banking. Ruben's career began with roles in telecom engineering and commercial engineering, providing a strong foundation in technology and business. Educational credentials include degrees in Telecommunications, Business and Marketing, and Computer Engineering from various institutions.