Toma Donchev is a Senior Credit Risk Manager in Portfolio, Strategy & Governance at ING, where they have been since 2022. Previously, Toma held roles including Service Owner for Financial Risk Reporting and Financial Risk Officer at ING. At UniCredit Bulbank in 2018, Toma served as a Manager/Product Owner and Senior Risk Manager, overseeing credit risk control and compliance with regulatory requirements. Toma earned a Master of Science in Business Mathematics and Informatics with a specialization in Financial Risk Management from Vrije Universiteit Amsterdam and a Bachelor of Science in Mathematics and Computer Science from Technische Universität Darmstadt.
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