IRM was formed in 1991 as a full-service risk management, insurance program development and administration company. IRM assists agents, brokers and their clients in designing solutions for the business risks they face utilizing innovative risk management techniques. 

Our core business is insurance program development and management and our staff includes experts in the fields of risk financing, underwriting, reinsurance, loss control, claims administration, information technology and policy administration. 

IRM is at the forefront in the development and management of alternative risk programs and is recognized as one of the top program managers in the country. Programs include captive insurance programs, self-insurance programs, risk retention groups and specialty insurance programs. 

IRM also provides unbundled loss control and claims administrative services for insurance companies, public entities, self-insured organizations, captives and specialty insurance programs. 

At Innovative Risk Management we provide Solutions through Innovation.

Innovative Risk Management

Stuart Stagner

This department handles various aspects of claims processing and resolution for insurance related to property and casualty.

Claims Management

This department manages risk assessment and decision-making related to insurance policies.

Underwriting Department

This department focuses on analyzing data and developing reporting solutions to support strategic decision-making.

Business Intelligence

This department oversees and manages risks associated with captive insurance programs.

Captive Risk Management

This department provides strategic direction and oversight for the organization, ensuring alignment with its goals and objectives.

Executive Leadership

This department focuses on assessing and managing risks to minimize loss and enhance safety for the organization.

Innovative Risk Management

Org chart

Teams

Claims Management

Underwriting Department

Business Intelligence

Captive Risk Management

Executive Leadership

Loss Control

Offices

Innovative Risk Management

Org chart

Teams

Claims Management

Underwriting Department

Business Intelligence

Captive Risk Management

Executive Leadership

Loss Control

Offices

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