Marcelo Freire currently serves as Superintendente de Crédito at Inter since September 2024. Previously, Marcelo held the position of Diretor de Analytics at Tino from June 2022 to September 2024, where responsibilities included aligning analytics strategies with company objectives and managing risk and operational costs. Before Tino, Marcelo worked at Banco BV as Head de Crédito e Cobrança and held the role of Gerente de Estratégia de Crédito, focusing on credit strategies for digital banking and credit cards. Marcelo also gained experience at Itaú Unibanco in various roles related to credit policy and risk management from 2013 to 2020, as well as at Itaú Chile as a Senior Credit Policy Analyst. Earlier career experience includes an internship at Siemens in sales for the metro-rail industry. Marcelo's educational background includes a CBA Certificate in Business Administration from Insper and a degree in Electrical Engineering from the University of São Paulo.
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