ioNova AI is the AI-native address intelligence engine purpose-built for the ISO 20022 payment mandate.

With the November 2026 deadline approaching—the “Financial Y2K”—financial institutions face a critical challenge: unstructured address data will lead to rejected payments across SWIFT, SEPA, and major networks.

ioNova solves this with a deterministic, banking-grade engine that delivers:

98%+ Straight-Through Processing (STP) 
100% Accuracy with zero hallucination risk 
<30ms Latency for real-time compliance 
Full Explainability with field-level audit trails 

Unlike generic postal APIs or black-box LLMs, ioNova is architected for financial services. We preserve critical identifiers (LEI, BIC, IBAN) and ensure data sovereignty via flexible deployment (SaaS, VPC, or On-Premise).

Backed by 30+ years of domain expertise, we help Tier 1 banks and enterprises achieve production readiness in just 15-20 weeks—safeguarding revenue and turning compliance into a strategic data advantage.

Beyond Compliance: We are building the future of Entity Intelligence for Sanctions, KYC, and AML.

Contact us to assess your data readiness today.

ioNova AI

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ioNova AI

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