Iute Group – established in 2008 – is a leading European fintech company. The Group is specialized in consumer finance and payment services via its 100% subsidiaries. Iute serves customers currently in Moldova, Albania, North Macedonia, Bulgaria as well as Bosnia and Herzegovina under the MyIute and IuteCredit brands, while it is expanding its services, geographies, and brands ecosystem.   

Group’s core loan products are unsecured installment loans and buy-now-pay-later loans with maturities between 1 month and 48 months and collateralized loans with maturities up to 72 months. Loans are provided over the webshops, Iute’s website, MyIute app, network of branches, merchants, and partners.

Iute’s payment services vary from country to country between full-range solutions provided as a bank, and partial solutions subject to the license issued in any given country.  Group operates its own ATM network that is accessible with the MyIute app. 
   
Group finances its loan portfolios with equity, with secured bonds that are on the main list of Frankfurt Stock Exchange and Nasdaq Baltic, and with deposits (as a bank inside a given country).

The mission of IuteCredit is to create the extraordinary experience in personal finance by exceeding customers' expectations. 

See more: www.iutecredit.com



Credit

FinTech

Payments

Personal Finance

Iute Group

Iute Group's headquarters in Tallinn, Estonia

This department focuses on designing, building, and maintaining software applications.

Software Development

The Engineering Team at Iute Group plays a crucial role in developing and maintaining the company's fintech platforms and services. This team is responsible for building secure and efficient software solutions that facilitate consumer finance and payment services across various countries. With a focus on innovation and quality assurance, the team collaborates to enhance the user experience and ensure seamless integration of systems, supporting the company's mission to exceed customer expectations in personal finance.

Engineering Team

The Marketing and Sales Team at Iute Group is responsible for driving the company’s growth by developing and executing innovative marketing strategies that enhance brand awareness and customer engagement across its various markets. This team focuses on optimizing e-commerce initiatives, improving customer experiences, and leveraging data analytics to inform sales tactics. By collaborating closely with other departments, they aim to strengthen Iute's position in the fintech landscape and expand its service offerings in consumer finance and payment solutions.

Marketing and Sales Team

The Leadership Team at Iute Group is responsible for shaping the strategic vision and operational direction of the company. Comprising key executives, including the CTO, CMO, CFO, and the Chief Software Architect, the team collaborates to drive innovation in consumer finance and payment services, ensuring alignment with market needs and regulatory requirements. They oversee expansion initiatives, investment strategies, and the enhancement of customer experience, fostering a culture of excellence and responsiveness in a rapidly evolving fintech landscape.

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Engineering Team

Marketing and Sales Team

Leadership Team