Stephen Partono, CFA, is a banking credit risk management professional with 20 years of experience. They specialize in business strategies, risk management, and data analytics, focusing on consumer, SME, and corporate lending products. Currently, they serve as the Division Head of Credit Risk Management & Analytics at PT Bank Jago Tbk, having previously held several leadership roles in renowned financial institutions. A CFA Charterholder, Stephen has demonstrated a strong commitment to continuous learning, particularly in digital banking and financial technology, while also contributing significantly to the development of credit scorecards for lending products.
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