Daniel Wray

Head Of Ops Transformation at Jaja Finance

Daniel Wray is a seasoned professional in operations transformation and process engineering, currently serving as Head of Ops Transformation at Jaja Finance since May 2023. Prior experience includes a significant tenure at HSBC from January 2013 to February 2023, where Daniel held various roles, including Senior Manager for Global Process Engineering and Senior Optimisation Lead. Additional experience encompasses a role as Department Manager at First Direct, participation in the HSBC Graduate Scheme, and project management at The Health Informatics Service. Early career experience includes working as a Commercial Project Officer at Alliance & Leicester. Daniel holds a Diploma in Banking Practice and Management from IFS School of Finance and a BA (Hons) in Business with Financial Services from Nottingham Trent University.

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Jaja Finance

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Jaja is a fintech company that provides digital and physical credit cards and other financing services. It operates an online finance platform offering digitally-led products with a focus on simplicity, functionality, service, and security. Its offering includes a digital wallet and its accompanying card, foreign currency exchange services, as wellas near-instant credit decisions leveraging AI.The company was founded in 2015 by three Norwegian entrepreneurs Per Elvebakk, Jostein Svendsen, and Kyrre Riksen with a mission to shake up the British credit card market.